Solvent
Budgeting reduced to one number

Know what you can spend today.

Tell Solvent your paycheck and your bills. It tells you a single number every morning, and moves it as you spend. No bank login. No categories to babysit.

Download on the App StoreFree · 30-second setup · nothing to link
01

Tell it your paycheck

Amount and payday. That’s the whole setup. Thirty seconds, no bank login.

02

Set aside what’s fixed

Rent, subscriptions, a savings goal. Envelopes hold that money back before you see it.

03

Spend the number

What’s left is spread across the days to payday. Under today, tomorrow goes up. Over, it comes down. No spreadsheets.

Most budgeting apps make you do the math. This one just gives you the answer.

Private by design

Your budget lives on your device. We never see a transaction unless you turn on sync.

Works offline

Log a coffee in a basement. It’s there when you surface.

Payday aware

Weekly, biweekly, twice a month or monthly. The number always ends on your next paycheck.

Envelopes, not categories

Money is set aside first, so the number you see is money you can actually spend.

Leftovers become savings

Under budget at payday? Sweep it into a goal with one tap.

Built for iPhone and iPad

Native haptics, widgets-ready, and a layout that opens up on the bigger screen.

Free to start. Pro when it sticks.

No bank logins, no ads, no selling your data. Pro is how we pay the bills.

Free
$0

Everything you need to know your number.

  • Daily spendable number
  • 4 envelopes
  • Unlimited transactions
  • Payday rollover & goals
  • Works offline, on any device
Get it free
Pro
$29.00/ year

That’s $2.42 a month. Cancel anytime.

  • Unlimited envelopes. Free plans get 4. Pro removes the cap.
  • Sync across devices. Phone, tablet and web stay in step, end to end.
  • Recurring bills. Rent, subscriptions and loans log themselves.
  • Export to CSV. Your data is yours. Take it anywhere.
  • Payday insights. Leftover trends, streaks and what to sweep into goals.
Download and upgrade in‑app

Questions

Do I need to connect my bank?
No. You type your paycheck once and log purchases as you go. It takes two seconds and you actually notice what you spend, which is the point.
Where is my data?
On your iPhone. Pro sync copies it to our servers over HTTPS so your iPad can see it too. You can export a CSV anytime.
What happens on payday?
The cycle closes. Goal envelopes get their contribution, and if you were under budget we offer to sweep the leftover into a goal.
What if I overspend?
Today’s number drops to zero and the rest of the cycle absorbs it. Tomorrow’s number is a bit lower. No shame screen, just math.